CORE 4X1Complete protection for your business, combining D&O insurance, Professional Indemnity, General Liability and Cyber Insurance
Administrators and Executives Civil Liability, D&O,Professional indemnity,Public liability,Cyber
Highlighted Coverages
- Claims against administrators and directors
- Claims against the company
- Professional negligence
- Employee dishonesty
- Infringement of intellectual or industrial property rights
- Data breach
- Security breaches
- General Liability Insurance
- Reputation expenses
- Defense expenses
Detailed Information
- FOR WHOM?
For companies seeking to ensure the liability of their administrators and directors, their professional activities, and potential internal and external cyber attacks.
- WHY?
Because any administrator or director is responsible for their actions, errors, or omissions in front of the company.
Because in any profession, mistakes, omissions, or negligence can occur, resulting in economic harm.
Because of the impact a business interruption due to an attack on your computer systems can have.
- COVERAGES
Claims against administrators and directors
Covers claims brought against directors and officers for decisions or acts that cause harm to third parties such as shareholders, employees, suppliers or customers. This coverage protects them personally and professionally against lawsuits alleging errors or omissions in managing the business.
Claims against the company
Protects the company as a whole against claims arising from decisions made by its executives. This coverage includes both damage caused to third parties and the legal liabilities that may arise from the company's business activities.
Professional negligence
Covers claims arising from errors, omissions or negligence in providing professional services, protecting the company against lawsuits over financial losses caused to clients or third parties.
Employee dishonesty
Covers financial losses the company suffers due to dishonest or fraudulent acts by employees, such as theft of property or confidential information.
Infringement of intellectual or industrial property rights
Covers damages arising from the unintentional infringement of third parties' intellectual or industrial property rights, such as trademarks, patents or copyrights, protecting the company against claims and legal costs.
Data breach
Covers the costs of a breach of the company's confidential or sensitive data, whether caused by a cyberattack or human error. This coverage includes the expenses of limiting the impact, such as notifying affected customers and taking the necessary remediation measures.
Security breaches
Covers financial losses resulting from failures in IT security systems, such as unauthorized access, hacking or other breaches that compromise the security of the company's and its customers' data.
General Liability Insurance
Provides coverage for bodily injury or property damage caused to third parties in the course of business operations. It includes both the legal costs and the compensation that may result from a general liability claim.
Reputation expenses
Covers the cost of managing a reputational crisis affecting the company, such as public relations services or specialized consultants to limit the damage to the company's public image.
Defense expenses
Covers legal costs and defense expenses if the company, its executives or its employees face lawsuits or legal claims. This includes attorney fees, court fees and other expenses needed to mount a proper defense.
- Frequently Asked Questions
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Multi-risk insurance: commercial premises and General Liability
What a commercial or office multi-risk policy covers, and the key differences in General Liability, burglary, theft and replacement value.
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Professional Indemnity
What Professional Indemnity covers, how its limits work, and what happens if a client makes a claim or threatens to sue.
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D&O (Directors and Officers Liability)
What D&O insurance protects, which roles it covers, and how it works in mergers, insolvency proceedings or investigations.
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Cyber insurance
What cyber risk insurance covers, how it differs from cybersecurity, and from the cover included in a multi-risk policy.
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General questions about InsurCEO
What InsurCEO is, which insurance lines we manage, and how we work as a brokerage specialised in businesses.
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The basics: how insurance works
Premium, deductible, policy wording and exclusions: the concepts worth understanding before taking out a policy.
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Taking out and maintaining a policy
Risk disclosure, endorsements, renewal and what to do when your company's activity or revenue changes.
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When a claim happens
How a claim is reported, what a loss adjuster does, and your options if you disagree with the payout.
Answer a few questions about your business and we'll show you the options. If you'd rather talk it through, we'll call you.
Related Products
View all insurance productsPublic Liability
More informationGet a quoteProtects your business against claims for injury or property damage caused to third parties while carrying out your activity. It includes the main risks relating to your premises, employees, products and services.
Cyber
More informationGet a quoteProtects your business against cyberattacks, data breaches, security failures and human error. It helps you deal with the financial consequences, get back up and running and handle any incidents with clients or third parties.
D&O
More informationGet a quoteProtects directors and officers against claims arising from their business decisions. It backs their personal assets, defense costs and the financial impact these claims can have on the company.
Professional Indemnity
More informationGet a quoteProtects your business against claims for errors, omissions or negligence in your professional activity. It helps you cover the losses caused to third parties and the costs of your defense.