Public LiabilityCoverage for third-party damage arising from your business operations. Protect your business with confidence
Highlighted Coverages
- Property Liability
- Operating Liability
- Subsidiary Liability
- Product Liability
- Employer's Liability
Detailed Information
- FOR WHOM?
Aimed at those companies that want to be covered for non-contractual liability that they may incur under articles 1902 and following of the Civil Code.
- WHY?
The Insurer will assume, within the limits agreed in the policy, the pecuniary consequences derived from the claims due to material damages, personal damages and patrimonial damages derived from said damages, caused involuntarily to third parties and compromising the non-contractual civil liability of the Insured in the exercise of of the professional activities declared by the insured company.
- COVERAGES
Property Liability
Arises from the ownership or leasing of the building in which the activity causing the damage takes place.
Operating Liability
Damages caused to third parties in the exercise of activities inherent to the insured's business.
Subsidiary Liability
Harm caused to third parties as a result of damage caused by one of the subcontractors.
Product Liability
Damages that the product obtained may cause as a result of business activity, after its delivery.
Employer's Liability
Claims by your workers against you for occupational accidents that occur during the insured activity.
- REAL CASE?
A company must transport some products to its customer. The carrier has left in a hurry and has not properly secured the merchandise. During the journey the trunk is opened and the merchandise damages both urban material and some vehicles that are in circulation.
- Frequently Asked Questions
- View questions
Multi-risk insurance: commercial premises and General Liability
What a commercial or office multi-risk policy covers, and the key differences in General Liability, burglary, theft and replacement value.
- View questions
General questions about InsurCEO
What InsurCEO is, which insurance lines we manage, and how we work as a brokerage specialised in businesses.
- View questions
The basics: how insurance works
Premium, deductible, policy wording and exclusions: the concepts worth understanding before taking out a policy.
- View questions
Taking out and maintaining a policy
Risk disclosure, endorsements, renewal and what to do when your company's activity or revenue changes.
- View questions
When a claim happens
How a claim is reported, what a loss adjuster does, and your options if you disagree with the payout.
Answer a few questions about your business and we'll show you the options. If you'd rather talk it through, we'll call you.
Related Products
View all insurance productsCyber
More informationGet a quoteProtects your business against cyberattacks, data breaches, security failures and human error. It helps you deal with the financial consequences, get back up and running and handle any incidents with clients or third parties.
D&O
More informationGet a quoteProtects directors and officers against claims arising from their business decisions. It backs their personal assets, defense costs and the financial impact these claims can have on the company.
Office
More informationGet a quoteCoverage for damage occurring at your company's own premises.
Worker's accident
More informationGet a quoteCompulsory coverage under the collective labor agreement. Covers every employee registered with Social Security (TC2).