DamageProtect your premises and property against fire, theft, natural disasters and more
Highlighted Coverages
- Fire
- Water Damage
- Electrical Damage
- Damage to the Building Due to Theft
- Machinery and Electronic Equipment Breakdown
Detailed Information
- FOR WHOM?
From hardware or software developers to construction companies or energy producers, among many others. In short, all those companies that, in addition to selling, develop, manipulate, and/or repair products.
- WHY?
The damages that can occur are difficult to face. Any small or medium-sized business is at risk of experiencing a flood due to heavy rains, power surges causing electrical damage, or a robbery.
Furthermore, it may happen that an incident of this kind disrupts your operations, resulting in a loss of profits. With our SME insurance, this impact, which can be very severe in certain situations, is minimized.
- COVERAGES
Fire
Covers fire damage to the company's premises, including repairing or replacing the property affected and the cost of putting out the fire. This coverage helps the company recover its physical assets and minimizes financial losses.
Water Damage
Protects against property damage caused by leaks, flooding or burst pipes on the company's premises. This coverage pays to repair the damage caused by water, avoiding long interruptions to the business.
Electrical Damage
Covers damage caused by short circuits, power surges or electrical failures affecting the company's electrical systems and electronic equipment. This coverage is essential to protect the technology and electrical infrastructure of the premises.
Damage to the Building Due to Theft
Covers structural damage to the company's premises caused by theft or attempted theft, including repairing doors, windows and other elements damaged during the incident. This coverage protects the company's physical property.
Machinery and Electronic Equipment Breakdown
Covers the cost of repairing or replacing machinery and electronic equipment essential to the company's operations in the event of a breakdown or technical failure. This coverage keeps technical problems from disrupting the business for long.
- REAL CASE?
A company specialized in hardware repair has its operations disrupted due to a power surge in its establishment following severe electrical storms, causing serious damage to its machinery. Despite the high cost of these assets, the property damage insurance would cover their replacement.
- Frequently Asked Questions
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Multi-risk insurance: commercial premises and General Liability
What a commercial or office multi-risk policy covers, and the key differences in General Liability, burglary, theft and replacement value.
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General questions about InsurCEO
What InsurCEO is, which insurance lines we manage, and how we work as a brokerage specialised in businesses.
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The basics: how insurance works
Premium, deductible, policy wording and exclusions: the concepts worth understanding before taking out a policy.
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Taking out and maintaining a policy
Risk disclosure, endorsements, renewal and what to do when your company's activity or revenue changes.
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When a claim happens
How a claim is reported, what a loss adjuster does, and your options if you disagree with the payout.
Answer a few questions about your business and we'll show you the options. If you'd rather talk it through, we'll call you.
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