Cookie Policy

1. WHAT ARE COOKIES?

The INSURCEO website (hereinafter the Website) uses Cookies. Cookies are files sent to a browser by a web server to record the activities of the User on a specific website. The primary purpose of Cookies is to facilitate the user's quicker access to selected services. Additionally, Cookies personalize the services offered by the Website, providing each user with information that is of interest or may be of interest, based on their use of the Services.

The Website uses Cookies to personalize and maximize user navigation. Cookies are associated only with an anonymous user and their computer, and do not provide references that allow personal data to be deduced from the user. The user can configure their browser to notify and reject the installation of Cookies sent by the Website, without this affecting the user's ability to access the contents of the website. However, it should be noted that the quality of the website's operation may decrease in any case.

Registered users, whether they register or have logged in, can benefit from more personalized services tailored to their profile, thanks to the combination of data stored in cookies with the personal data used at the time of registration. Such users expressly authorize the use of this information for the indicated purpose, without prejudice to their right to reject or disable the use of cookies.

Furthermore, the Website may track all services requested by users, so that it can provide or offer suitable information based on the tastes and preferences of each user.

2. WHAT TYPES OF COOKIES EXIST?

Cookies, depending on their permanence, can be divided into:

Session Cookies	Expire when the user closes the browser.
Persistent Cookies	Expire based on when they serve their purpose (for example, to keep the user identified in the Services) or when manually deleted.

Based on their Owner, they can be divided into:

First-party Cookies	Are those sent to the user's terminal equipment from a computer or domain managed by the publisher itself and from which the requested service is provided.
Third-party Cookies	Are those sent to the user's terminal equipment from a computer or domain that is not managed by the publisher, but by another entity that processes the data obtained through cookies.

Additionally, based on their Purpose, Cookies can be classified as follows:

Performance Cookies	This type of Cookie remembers your preferences for tools found in the services, so you do not have to reconfigure the service each time you visit. For example, this typology includes: Settings for video or sound player volume. Video streaming speeds that are compatible with your browser.
Geo-Location Cookies	These Cookies are used to determine the country in which you are located when requesting a service. This Cookie is completely anonymous and is only used to help tailor content to your location.
Login Cookies	Login Cookies are generated once the user has registered or subsequently opened their session, and are used to identify them in the services for the following purposes: Keep the user identified so that if they close a service, the browser, or the computer, and at another time or another day re-enters that service, they will still be identified, facilitating their navigation without having to identify themselves again. This functionality can be suppressed if the user presses the 'log out' functionality, so that this Cookie is deleted and the next time they enter the service the user will have to log in to be identified. Check if the user is authorized to access certain services, for example, to participate in a contest.
Analytics Cookies	Whenever a User visits a service, a tool from an external provider generates an analytical Cookie on the user's computer. This Cookie, which is only generated during the visit, will serve in future visits to the Web Services to anonymously identify the visitor. The main objectives pursued are: Allow anonymous identification of browsing users through the 'Cookie' (identifies browsers and devices, not people) and therefore approximate counting of the number of visitors and their trend over time. Identify anonymously the most visited content and therefore most attractive to users. Know if the user accessing is new or a repeat visit. Important: Unless the user decides to register for a Web service, the 'Cookie' will never be associated with any personal data that can identify them. These Cookies will only be used for statistical purposes that help optimize Users' experience on the site.
Behavioral Advertising Cookies	This type of Cookies allows for the enhancement of the information of ads shown to each anonymous user on the Web Services. Among others, the duration or frequency of display of advertising positions, interaction with them, or the user's browsing patterns and/or behaviors are stored as they help shape an advertising interest profile. In this way, they allow for advertising that is in line with the user's interests.
Third-party Advertising Cookies	In addition to the advertising managed by the Web in its Services, the Web offers its advertisers the option of serving ads through third parties ('AdServers'). Thus, these third parties can store Cookies sent from the Web Services from the Users' browsers, as well as access the data stored in them.

3. WHAT COOKIES DO WE USE?

The cookies we use on our website are:

4. HOW TO DISABLE COOKIES?

It is usually possible to stop accepting browser Cookies, or to stop accepting Cookies from a particular Service.

All modern browsers allow you to change your Cookie settings. These settings are usually found in the 'options' or 'preferences' menu of your browser. You can also configure your browser or email manager, as well as install free add-ons to prevent Web Bugs from being downloaded when opening an email.

The Website provides guidance to the User on the steps to access the cookie settings menu and, if applicable, private browsing in each of the major browsers:

Tools ⇒ Internet Options ⇒ Privacy ⇒ Settings.

Internet Explorer	Tools ⇒ Internet Options ⇒ Privacy ⇒ Settings. For more information, you can consult Microsoft's support or the browser's Help.
Microsoft Edge	Settings and more ⇒ Settings ⇒ Clear browsing data.
Firefox	Tools ⇒ Options ⇒ Privacy ⇒ History ⇒ Custom settings.
Chrome	Settings ⇒ Advanced settings ⇒ Privacy and security ⇒ Clear browsing data.
Safari	Preferences ⇒ Security. For more information, you can consult Apple's support or the browser's Help.

5. CAN MODIFICATIONS TO THE COOKIE POLICY OCCUR?

The Website may modify this Cookie Policy based on legislative or regulatory requirements, or to adapt the policy to instructions issued by the Spanish Data Protection Agency, so users are advised to visit it periodically.

When significant changes occur in this Cookie Policy, they will be communicated to users either through the website or via email to registered users.