Office lang_product.comercios.subtitle

Office Commerce insurance is a product that covers damages produced in the company's own facilities, whether owned or rented.

Highlighted Coverages

FOR WHOM?: Offices and professional offices, retail/commerce businesses, and an infinity of businesses that have a physical space where they can carry out their activity. The damage that can occur in these spaces can be difficult to assume.
The Office
WHY?: Any Office/Local is at risk of suffering a water leak, theft or a power surge that causes electrical damage, among other things.
In addition, there may be situations in which an incident of this type prevents you from carrying out the activity in a normal way, causing a loss of benefits.
Contracting Office Commerce insurance minimizes the damage suffered, which in certain situations could be serious.
COVERAGES: ✔ Loss of profit (from €250/day)
✔ Damage to the Continent due to Theft
✔ Pipe breakage without water damage (up to €1,000)
✔ Excess water consumption (up to €1,000)
✔ Own merchandise from third parties
✔ Product/post work civil liability
✔ Restored Goods
✔ Vehicles at rest
✔ Machinery and electronic breakdown
REAL CASE: A law firm experiences a water leak in the bathroom that causes damage to the wooden floor of one of the associate's offices.
Despite the high cost of its replacement, the material damage insurance would cover the replacement of the floor of the entire Office to maintain aesthetic coherence throughout the surface.